State-of-the-art technologies.

We are the first technology company in Poland that has created as many as 4 exchange offices for online currency exchange under the following brands:,, and

Payholding International Limited is subject to the supervision of the Polish Financial Supervision Authority (KNF) on the basis of the authorisation – Reg. Number: MIP87/2020


Our currency exchange services are aimed at both the business sector and individual clients.

Misja Payholding International


Our mission is to be the leading online platform using the latest technologies available that enable safe…

Payholding International - dlaczego my


We deal with currency exchange in the currency exchange system and we are an innovator in the technology of stock exchange systems to handle all types of transactions.

Years active

Four professional internet exchange brands.

Our products in the currency exchange market are innovative and technologicaly advanced. is a social market currency exchange service platform aimed at individual customers.

Xkantor is currency exchange tailored
to your business needs. In addtion to attractive rates, you can use the API, mass payments and currency exchange in SAP B1. is a tailor-cut-made bureau de change platform with no commision based on pure market spread.

Dedicated Currency Platform dla SAP B1

Payholding International i SAP B1

The only SAP certified foreign exchange platform integrated with SAP B1.

Our investment – Your savings

The quick exchange system and the security of each currency transaction saves time and guarantess best prices.

Automated exchange processes

Full integration with systems made by the Official SAP Partner.

All processes run automatically.

We invest in technologies.

We have innovative, state-of-the-art technological solutions on the internet currency exchange market.

Mass payments

Our innovative solution combines proven tools for the implementation of mass payments. Make hundreds of trades in one session.

Original affiliate program

Recommend our products and earn money without trouble.

Receive commission on every sale generated thanks to your recommendation.

Application Programming Interface

Integrate your system with Payholding International API and open up to new opportunities in your business.

Contact with us.